The policy limit and coverage depends on the type of plan you go for: Wanderer, Traveler and Explorer. Here are the 3 types of benefits that are covered under Oyen Travel Insurance:
(1) Medical Emergencies & Personal Accident (Up to RM500,000), which includes:
- Expenses for surgery and/or hospitalisation.
- Emergency Medical Evacuation.
- Alternative Medicine.
- Follow-Up Treatments: Cost for follow up treatments (up to 45 days)
(2) Belongings (up to RM10,000), which includes:
- Luggage & Personal Effects: Lost, stolen or damaged luggages. If this happens, immediately report it to any relevant authorities within 24 hours.
- Luggage Delays: If your luggage is delayed over 6 hours
- Lost of Money, Card or Passport.
(3) Travel (up to RM50,000), which includes:
- Travel Cancellation.
- Travel Curtailment.
- This includes curtailment due to the passing of your family member (including your pet)
- We will reimburse you for the unused portion of your trip
- Travel Delays (min 4 consecutive hours).
Remember to keep track of all your travel receipts, documents, and proof of these changes.
Policy terms and conditions apply.
For the full policy coverage, please refer to Oyen Travel Insurance's policy wording.