The policy limit and coverage depends on the type of plan you go for: Basic, Plus and Champion. Here are the 3 types of benefits that are covered under Oyen Pet Insurance:
(1) Vet Medical Benefits (Limit ranging from RM 3,500 to RM 8,000), which includes:
In the event of illness (after the first 14 days waiting period of policy start date) or accidental injury:
- Vet Fees and Surgical Fees: Consultation cost and surgical cost for your pet.
- Diagnosis and Blood Test: The cost of finding out what is causing your pet to be ill.
- Clinic Overnight Stay: We will cover your pet's overnight stay in the clinic (as advised by the vet).
- Prescribed Medication: We will also cover medication needed when your pet is ill or needs it to get better. Do note that, routine supplements will not be covered.
- X-Ray / Ultrasound.
- Follow Up Treatment: Cost for follow up treatments (up to 60 days) is covered too!
(2) Farewell Cost: Burial and Cremation (Up to RM 1,000) -
- This covers the burial or cremation cost and handling charges from the veterinary clinic/hospital or service providers when handling of the remains of your poor pet :(
(3) Third Party Liability (Injury and Property Damage to Others - up to RM 50,000)
- This covers the cost of injury or damage caused by your pet to others.
* Policy terms and conditions apply