What is a certificate effective date?

A certificate effective date refers to the date your Oyen Takaful Kucing certificate is officially active. This would be the date you make a contribution for your Oyen Takaful Kucing. This date is important as it is tied to your waiting period and renewal date.

If you need more help on this, you can WhatsApp us at +60162996840 or email us at care@oyen.my.

Certificate terms and conditions apply.