When does my travel insurance coverage start?

For Travel Cancellation and Loss of Travel Deposit, the policy is effective once you get your Schedule of Insurance, and becomes inactive once you start your trip.

For everything else, the policy is effective once you start your trip, and becomes inactive 72 hours after you reach your final destination overseas. 

Policy terms and conditions apply.
For the full policy coverage, please refer to Oyen Travel Insurance's policy wording.